Traditional KYB/KYC relies on point-in-time reviews. But risk evolves between reviews — when companies add subsidiaries, enter new jurisdictions, change directors, or make opaque acquisitions.
This paper presents a practical model for perpetual, OSINT-powered KYB/KYC that detects structural change in near real time and alerts teams before risks escalate into fines, fraud, or reputational damage.

You’ll learn how to:

• Monitor corporate structure expansion as the strongest early signal of emerging exposure.
• Integrate OSINT to reveal hidden ownership, high-risk jurisdictions, and indirect links.
• Prioritize alerts using event-driven logic and multi-source corroboration.
• Reduce costs by replacing periodic manual refreshes with continuous automation.

Who should read this

• Financial institutions (KYB/KYC, AML, sanctions, onboarding)
• Fintech and payments compliance leaders
• Corporate risk, vendor risk, and third-party risk teams
• Private equity, M&A, and investment due-diligence teams
• Audit, consulting, and investigations practices

What’s inside

• From snapshots to signals: Why periodic checks create a compliance gap
• Corporate structure as a risk indicator: Subsidiaries, branches, M&A, director changes
• OSINT that actually works: Entity disambiguation, event detection, relationship mapping
• Playbook for perpetual KYB/KYC: Event types, triage rules, signal-to-noise calibration
• Case studies: Autonomy, Wirecard, Theranos — how early warnings were visible
• Practical considerations: False positives, governance, regulatory alignment, ROI

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